Financial Services

Learn Insurance Enrollment Advisor Guide

Introduction to Insurance:

The need for insurance is universal in a free economy.  Without insurance few loans could be made, few homes could be built, transportation systems could come to a halt and credit would dry up. The magic of insurance makes our way of life possible with the simple concept that the many who do not have a loss share the losses of the unfortunate few.  This is called the Law of Large Numbers and is at the core of what makes insurance work.

In the United States insurance is regulated by the individual states and in some cases must meet federal guidelines, for example in Flood Insurance.  This fact makes insurance complex because a company like 360 Training that offers licensing and Continuing Education (CE) must meet the requirements of all 50 states.  The state regulations change frequently and the final authority on state regulations is the individual state Department of Insurance (DOI).

Who does what in the insurance business:

• Insurance companies or insurance carriers: These are the “manufactures” of the insurance business.  They issue the policies, pay the claims, file the policies with the state and build a distribution system to distribute the product.  Most people who work insurance companies are not licensed and do not need CE unless they sell the product to the public.
  • Direct writing companies mostly sell insurance directly to the public.  This could be with agents, direct mail, phone, internet, etc.  State Farm is an example of a direct writing company. The direct writing companies often pay for insurance training.
  • Independent agent companies generally sell to the public through a network of independent agents.  These agents represent many companies and can choose which company best fits the customer. Hartford and Travelers are examples of large companies who use independent agents.  The independent agent company may pay for some training for top agents but usually training is the expense of the agent.
  • Blended delivery companies can use their own employees or independent agent so sell. GEICO and Progressive are examples. The blended delivery company may pay for training for their direct employees and the independent agent representing this company may pay for their own training.
  • Insurance wholesalers are organizations who offer access to a variety of insurance companies to agents who do not have direct contacts with the companies.  Some of the organizations are very large and write, or sell, Billions of dollars of business. For an example, an agent who wished to place business with Lloyds of London might go to an insurance wholesaler to place a policy of a difficult line, or type of insurance.

• Insurance Agents:
• Direct Agents normally sell insurance for just one company which are direct writing companies.  State Farm is an example.
• Independent agents normally sell insurance for a number of companies, are not employees and pay for their own training.
• Insurance brokers are insurance sales people who do not represent a company but actually represent the insurance buyer.  The broker goes to companies and seeks to place insurance for their client.  Only a few states actually have licensed brokers.  360 training does not offer Broker License training
• 360training offers pre-licensing courses for insurance agents in most states.

Insurance Adjusters

• Insurance adjusters work with policy holders and third party claimants who have suffered a loss.  People buy insurance to have losses settled and when a loss occurs it is the adjuster who help “make people whole” or indemnify them.

Learn Insurance and Financial Services Products

(See www.Learninsurance.com website)

• Insurance Pre-Licensing is offered for most states. After completing our pre-licensing course the student applies to their respective state Department of Insurance to take the state exam and receive a license. Each state has FAQs for additional information.
  • Life and Health license is for those writing life, health, accident, Medicare supplements and this type of insurance.
  • Property and Casualty licenses allow agents to sell auto, home, business, liability and many other kinds of insurance.
  • Multi-licensed agents may have a variety of insurance licenses. We offer the Life and Health and Property and Casualty license.

• Texas Adjuster License is our largest selling single product.
  • Around 30 states recognize the TX Adjusters license. 360 has a unique advantage in that students take our online adjuster pre-licensing course and then take the Adjuster Exam online instead of attending a state exam site.
  • The TX Adjuster license is accepted by many states and has an option to have the help of a live instructor for preparation.

• Insurance Continuing Education (CE) is required for insurance agent to maintain their license.
  • Most states require around 24 hours of CE every 2 years and if the agent holds two or more licenses require 30 hrs of training.
  • Each state has specific requirements for CE credit. Please see the individual state FAQs for information.

• Professional Designations are often earned by insurance professionals. Many who earn the designations are not licensed insurance agents but may serve in some other capacity in the insurance industry, such as an attorney or CPA.  Please carefully review the designation section of Learn Insurance before answering questions.
• Securities Pre-Licensing training is offered by 360 and helps students prepare for 11 different kinds of securities exams.  A securities license is necessary to sell stocks, bonds, options, mutual funds and other kinds of financial instruments.  Once a person earns a securities licensed they affiliate with securities firm and become Registered Representatives or other types of financial advisors.
• Certified Financial Planner (CFP) is a professional designation that is earned by passing exams.  Once the CFP designation is achieved CFP Continuing Education is required. 360 offers study material to earn the CFP designation as well as CFP qualified courses to keep the designation.
• Certified Public Accountant Continuing Education (CPA CE) is a site for CPAs to earn their CE credits.  For more information and a list of states where 360 is approved please go to www.cpacampus.com.  Current cost is $199 for unlimited CPA CE.  State requirements for training run from 40 to 100 hours of credit.  See the individual state on CPACampus.com website for exact details.

Vertical Description

Insurance CE

- Insurance CE is regulated by the individual State Departments of Insurance. Hour and course requirements are different for every state and must be submitted to the State Department of Insurance or other regulatory bodies for Course Approval. Certificates are available in those states which allow for students to print their own certificates. Reporting is done by both agents and providers according to the different state rules.

Insurance Pre-License

- The Insurance Pre-License courses are much like the Securities & Futures Prep courses, in the fact that they function as examination prep for the state specific Insurance licensing exams.

Some states require approved pre-license courses prior to taking these license exams. Other states require nothing before taking a course. Certificates are available only for those courses which are approved by the state Department of Insurance.

Firm Element CE

- Firm Element CE is regulated by the NASD. NASD Membership and Registration Rule 1120 (b) (the “Rule”) sets forth requirements for industry professionals to participate in a firm sponsored training program. Under the terms of the Rule, each firm is required to conduct a needs analysis annually, then prepare and implement an annual training plan to provide training to all registered persons with direct contact with customers, and the immediate supervisors of those registered individuals. The training must meet minimum standards and focus on the particular investment products and services that each firm offers its customers.

Currently, there are no state requirements for continuing education training of securities professionals beyond the present NASD requirements. Firms which fail to develop sufficient continuing education programs, and or make available to registered employees continuing education programs, and individuals who fail to comply with their firm’s educational program may be subject to fines, suspensions and or expulsion by the NASD for failure to comply with NASD Conduct Rules 2110 and Membership and Registration Rule 1120. A certificate will be available to print online following completion of the course.

Securities & Futures Prep

- These courses function as examination prep for the series licensing exams. In essence, this is pre-licensing coursework, whereas Firm Element CE is continuing education.

Banking Training

- The Banking Training courses are not approved by a regulatory body, nor are they required for any specific designation or license. The courses listed in this section have been chosen for their specific relation to the banking industry. No course completion certificates are available at this time.

Sales and Management Training

- Similar to the Banking Training courses, these are geared towards sales and management professionals. Again, there is no specific hour requirement for any specific designation or license approval. No course completion certificates are available at this time.

Certified Financial Planner CE

- CFP CE is approved through the CFP board. There are over 40,000 CFP approved agents in the United States, and each must renew their license every two years. A completion certificate is available online, and the agent credits must be reported to the CFP Board electronically.

Provider is responsible for reporting.

Top Question Asked by Students for Pre-Licensing Training

1.       What kind of insurance license do I need?

a.       Do you want to sell auto, home and business insurance?  If so that is a property and casualty license
b.      Do you want to sell health, dental, life and medical insurance?  If so, you need a life and health license.

2.      If I take your class am I an agent?

a.       No.  Our insurance licensing courses are pre-licensing courses that prepare you for the state exam.  After you successfully complete our pre-licensing exam you are ready for the state test.

3.      After I get my license can I start right away selling insurance?

a.       Yes.  You need to get a contract with a company or companies to represent and sell their products.

4.      In general, can you tell me what kinds of agents are out there?

a.       There are agents who only sell for one company.  These can be called direct writers, exclusive agents or direct agents.  These agents may or may not be employees of an insurance company but the general idea is that they sell for only one company.
b.      Independent agents sell for more than one company and may have many choices of products.

5.      How do I sign up with a company?

a.       We suggest you check with the insurance trade journals, job placement services, bulletin boards, etc.  Already having an agent’s licensed will move you to the “head of the line” over those who do not have a license.

6.      Do I have to take a pre-licensing course?

a.       In some states a pre-licensing course is not required and in fact you can sign up for the test without going to class.  There is cost and time associated with taking the licensing exam and without study the chances of passing are slim.  Some of our most appreciative clients are those students who have flunked the first time and then take our pre-license course to prepare and then are successful.

7.      I can learn things but freak out when I have to take a test.

a.       Welcome to the club.  Taking a rigorous exam can be very unpleasant.  But it doesn’t have to be traumatic.  We include test taking tips and realistic exam simulations to help you prepare.  You still might hate taking a test but it won’t put you “over the edge.”

8.      I would like a book in addition to online material.  Can I get a book with my online course?

a.       Our material is distributed online and can be easily reviewed.  Some key sections can be printed for your review purposes.  We also offer the Exam Simulator which give excellent preparation for the exam.

9.      Do I have to go to class any more after I get the agent license?

a.       Yes.  Most states have a continuing education (CE) requirement.

10.  How much does the CE cost?

a.       Right now the price is $39.95 for all CE you need for a 2 year period.

11.  If my computer craps out while I am taking the class is there anyone to help me?

a.       We have a 24/7 customer service team.  The assist with any problems that might be related to our courses.  If your computer dies we can offer sympathy and understanding but the computer is your responsibility.

12.  What do I have to do to be an adjuster?

a.       In most states you need to get an adjuster license.  You may or may not have to take a pre-licensing class before taking the adjuster test.

13.  In what state should I get an adjuster license?

a.       The TX Adjuster license is the most widely accepted license and will allow you to work in around 30 states.
b.      Some states may require a supplemental class on their state law.

14.  How much does your adjuster license class cost?

a.       $299
b.      If you are in TX there is a supplemental service available that offers mentoring, exam preparation and test remediation if you don’t pass and if you are a person who has challenges with exams you may find this a good investment.

15.  What is different about your adjuster pre-licensing class than from the competition?

a.       If you take our course you take the actual adjuster test online and do not have to take the state administered exam.

16.  Is the adjuster test an open book exam?

a.       No.  The test must be monitored.

17.  After I take your class will I know all about how to adjust claims?

a.       No.  Getting your license is just the first step but an essential step to get started.  Adjusters use many tools today such as computer based estimate tools.  You will need to get training in those areas.

18.  How do I know where to go to apply for the TX Adjusters License after I pass your exam?

a.       We make it easy for you.  Links to the TX Department of Insurance are right on our site.

19.  After I am an adjuster do I need any more classes?

a.       Yes.  30 hrs of continuing education are required over each two year period.

20.  Is there a place on your website where I can go to see about getting a job?

a.       We have launched a new service, Career Center and this is expanding all the time.

Additional FAQS

1. Which Pre License courses are our courses? IS ABLE the only partner?

a.       No.  In CA we use Lytespeed and NY the Pohs Institute for classroom. Here are the states that we DO NOT use ABLE for the core curriculum for PL. We use ABLE core course in all remaining states, and we’re selling Exam Simulator (as a standalone course or in a bundle) in every state except NY and CA. So Able is used in all states except the following.

• Texas
• Pennsylvania
• Georgia
• Illinois
• Nebraska
• Virginia
• New York
• California

2.      What is a refund policy for ABLE?

a.       360 Training make the decision refund on ABLE and it comes from our pocket. Refunds are available if justified.

3.      How many months provided to complete ABLE Pre license courses?

a.       Students get  120 days (4 months) to complete the course.

4.      Which state requires a proctor?

a.       NY, NC, SC, OH and maybe a couple of other  CE. NY you have to pay a proctor from the authorized list.  We need to update this on the master list

5. Do we have a pre license course for international clients?

a.       No but many of our courses apply such as the Principles of Insurance and risk management topics.

6.      Once student sends the cert, application, finger print card and $50 fee. How long will it take TDI to process the cert?

a. 2-3 weeks.  Links for the application form and finger print directions are on our website.

7.      Do we have job replacement for students completing Pre License?

a.       We have in operation now the Career Center on 360training.com.  This is continually being expanded.

8.      What is Xactimate?

a.       Xactimate is the soft ware program used by most adjusters to settle claims.

9.      What is customer support representative for insurance?

a.       We don’t have a designated person.  Extension is 4021 for insurance CS Que.

Additional Information

1)      All TX producers who have Annuties license need to take a TX annuty certification course every year. This a latest regulation added from Apr 1^st 2010 by TDI.

2)      We no longer offer any Pre-lic course for the state of IL, as they want you to take 7.5 hour onsite training, before you take your final exam with the state board.

TX Insurance Adjusters Course

• Price of Course?
  • $299.00

• How long is the course?
  • 40 hours

• Why do I need this course?
  • Anyone that is a Property & Casualty Adjuster in the state of TX and needs a non-resident Adjusters license (38 reciprocating states)

• Who is the course accredited by?
  • The course is accredited by the TX Department of Insurance

• What are the benefits of this course?
  • Preparation for rigorous TX exam and allows the ability to become an adjuster in multiple states.

• What do I get when I pass the course?
  • Receipt of a certificate of completion, and then apply to TX Department of Insurance for the actual license

• How is my course completion reported?
  • Student receives completion reported and must file with the TX Department of Insurance to obtain the license.

• What does the course cover?
  • The Texas Insurance Adjuster Property & Casualty License course will count as the actual Texas Adjuster P&C Exam once completed. This course will prepare individuals for the Insurance Adjuster Property & Casualty exam which will be taken online at the end of this course. Students will be able to obtain their Texas Adjusters P&C License upon completion of this course.
    This course covers all foundational concepts related to property and casualty insurance adjusting and the very important Texas-specific insurance laws and regulations provided by the Texas Department of Insurance in relation to property and casualty insurance adjusting.

• What is this course good for?
  • This course is good for P&C , Auto Insurance and Crop Insurance.

• What is unique about this course?
  • 360training is one of the first, and one of the few offering this course online.

• Standard End of Course Instructions
  • Congratulations! You have successfully completed your continuing education course. Please complete the affidavit of course completion and fax or mail it to the address below. You may also now print your completion certificate online.
  • 360training (address info including fax 847-8634)
  • 360training will report your credit hours to the State Bureau of Insurance within 15 days.

• Reporting: when will the grades be reported?
  • The Student must take their score to the state to file for their license. This is a licensing exam.

• Is there a final exam at the end of the course?
  • Yes

• What is the passing grade?
  • 70

• Does the final have multiple choice questions or true/false?
  • Multiple Choice

• How many questions does the final consist of?
  • 150

• Is the final test timed?
  • Yes (90 minutes)

• Can you refer back to the course material while taking the quizzes and the final exam?
  • Yes

• How many times can we attempt to pass the final exam?
  • 3

• How much time do we have from the date of registration to complete the course?
  • 120 days

• The two questions below are just for Insurance Courses:
• Is a proctor required while taking the final exam?  No
• Who qualifies to be a proctor?  N/A

ALL LINES Insurance Adjuster Licensing Course

The TX Resident Adjuster license is considered the most valuable adjuster license in the country.   Over 30 states recognize this license via reciprocity thus allowing an adjuster to enjoy a nearly nationwide scope of operation as long as any unique state regulations are also met. This broad license make an adjuster much more valuable.

The All Lines Resident Adjuster License is the broadest adjuster license available and allows the adjuster to work with the following types of losses:

• Residential – this is homeowners and fire policies and is primarily dwelling risks
• Commercial – business property, churches, schools, etc.
• Auto – both personal and business auto
• Farm and Ranch – animals, crops, buildings,
• Inland Marine – valuable objects, cargo, docks, piers, bridges, transmission lines
• Ocean Marine – vessels for transportation, hull insurance, yacht policies
• Workers Compensation – Covers the Texas WC certification

Benefits of using 360training.com, Inc:

• Take the course and final exam online.  No need to travel to TX and go to a testing center.  360training.com, Inc was one of the first providers to earn the Texas Department of Insurance certification to offer the adjuster license online.
• Live Instructor Help Desk provides valuable help, especially for our out of state students who need help with the TX fingerprint requirements, finding the correct application form, along with help on content questions.
• Certificate of completion available immediately after passing.  Clear instructions provided on ordering your TX license.
• To maintain the Texas All Lines Adjuster license you will need to meet the 30 hour TX CE requirement every two years.

Curriculum mandated by the Texas Department of Insurance:

• Insurance terms and concepts
• Personal Lines Coverage’s
• Commercial Lines
• Automobile Coverage’s
• Inland Marine
• Ocean Marie
• Marketing Practices
• Standard Fire Policy
• Adjuster Bonds
• Additional Coverage’s, Exclusions and Extensions
• Adjuster Practices
• Adjuster licensing requirements
• Workers Compensation

Final Exam:

• 150 question multiple choice exam.  Passing grade of 70% required.
• 70 % of questions are application based & 30% memory
• Monitored 2 ½ hr exam.  You select a disinterested 3rd party and test at your computer, not an exam site!  Monitor affidavit is required.

Instructor Connect *

Give yourself a winning edge.  Put a Live Instructor at your side. This service gives phone and email access to our in-house insurance experts.  You will receive an email with instructions on how to access the following services:

• Live Instructor Help Desk: Direct access to an in-house insurance expert and instructor to answer your questions about course content or the insurance licensing process-  8:30am to 4:30pm CST by phone and email.

• Licensing Exam Prep Assistance: Guidance on test taking strategies, examination procedures and supplemental materials to help you pass your exam.

• Licensing Exam Remediation: If you are unsuccessful in your first attempt at passing the state exam, send your test results to the instructor. Your results will be analyzed and a personalized remediation plan will be delivered to you (by email) to guide you on which areas to study up on and get back on track to pass your exam.

Instructor Bio:

Jack Frick, CIC, CISR, AIS, M. Div. Jack has over 30 years of insurance industry experience that includes being a claims adjuster, commercial lines underwriter, claims adjuster, sales manager, agency owner, field representative and Director of Training for a major insurance carrier. Jack holds over 12 years experience as an insurance pre-licensing instructor. During his tenure as an instructor he has trained over 13,000 students with a 90%+ licensing exam pass rate. Jack has been a co-author of numerous insurance text-books, frequent industry speaker, and served 9 years at the National Alliance for Insurance Education and Research, one of the nation’s leading providers of advanced insurance designations.

L&H/P&C Pre-Licensing Core Practice Tests

• Price of Course?
  • $50.00

• How long is the course?
  • n/a

• Why do I need this course?
  • These tests will help prepare students who are studying to take a rigorous Life & Health and/or Property & Casualty insurance licensing exam.

• Who is the course accredited by?
  • n/a

• What are the benefits of this course?
  • To prep students the curriculum covering the national core material in a format that matches the actual exam. This is not state specific. It is preparation for the national core curriculum.

• What do I get when I pass the course?
  • n/a

• How is my course completion reported?
  • n/a

• What does the course cover?
  • There are two, 150 question exams covering L&H and P&C core material. It is available in both online and book formats.

• What is unique about this course?
  • These exams also include a brief test taking strategies section to help improve the performance of the student.

• Reporting: when will the grades be reported?
  • Students receive immediate feedback about their performance of the practice exams.

• Is there a final exam at the end of the course?
  • n/a

• What is the passing grade?
  • In the State Exams, students are required to answer 70% of the questions correctly to pass their state insurance pre-licensing exam.

• Does the final have multiple choice questions or true/false?
  • Multiple choice.

• How many questions does the final consist of?
  • 150

• Is the final test timed?
  • No. The state exams are timed, but vary by state. Most states allot 2.5 hours for the deadline. Check with your state Department of Insurance for deadlines specifics.

• Can you refer back to the course material while taking the quizzes and the final exam?
  • We discourage use of course materials when taking the exams, as you will not be able to utilize materials in state exams.

• How many times can we attempt to pass the final exam?
  • n/a

• How much time do we have from the date of registration to complete the course?

• n/a

• The two questions below are just for Insurance Courses:
  • Is a proctor required while taking the final exam? No
  • Who qualifies to be a proctor? n/a

Ethics for Insurance Professionals

• Price of Course?
  • $20.00 as a stand-alone course, or can be purchased as part of the $39.95 Unlimited Insurance CE Package.

• How long is the course?
  • 2 hours

• Why do I need this course?
  • This course is part of a library of insurance courses available to agents to take as part of continuing education state requirements. This meets most state CE Ethics requirements for 2 hours. There is an Advanced course version that offers additional hours if needed. (6 hrs)

• Who is the course accredited by?
  • State Department of Insurance

• What are the benefits of this course?
  • Meets CE requirements for most states.

• What do I get when I pass the course?
  • When students pass this course as part of their state regulated CE requirements, they receive their official certificate of completion to submit to their state Department of Insurance.

• How is my course completion reported?
  • Varies state to state. Some states allow you to print your certificate, while others require 360training (TX) to submit them. This is done automatically if required by the state.

• What does the course cover?
  • This course covers the basic concept of ethics with a detailed definition and what it entails. We will discuss the role of ethics in our personal as well as professional lives and the challenges faced. We will also discuss the core ethical values and how rationalization is used as a common tool. Finally, we will talk about the framework of ethical decision-making and conclude with a brief discourse on ethics and conflict of interests. What is unique about this course?

• End of Course Instructions Standard
  • Congratulations! You have successfully completed your continuing education course. Please complete the affidavit of course completion and fax or mail it to the address below. You may also now print your completion certificate online.
  • 360training (address info including fax 847-8634)
  • 360training will report your credit hours to the State Bureau of Insurance within 15 days.

• Reporting: when will the grades be reported? 48 hours after completion
  Is there a final exam at the end of the course?  Yes
• What is the passing grade?  70
• Does the final have multiple choice questions or true/false?  Multiple Choice

• How many questions does the final consist of?  25
• Is the final test timed?  Yes
• Can you refer back to the course material while taking the quizzes and the final exam?  Yes
• How many times can we attempt to pass the final exam?  3
• How much time do we have from the date of registration to complete the course?  365 days
• The two questions below are just for Insurance Courses:
  • Is a proctor required while taking the final exam? Varies by state (NY, OH, etc.)
  • Who qualifies to be a proctor? Varies by state. Link on exam will provide proctor information.

Pre-Licensing Exam Simulator

• Price of Course?
  • $49.95

• How long is the course?
  • n/a

• Why do I need this course?
  • This online exam simulates the actual P&C and L&H licensing tests that are taken by insurance agents.

• Who is the course accredited by?
  • Individual State Department of Insurance

• What are the benefits of this course?
  • These exams include questions from state-specific material as well as the national core course content

• What do I get when I pass the course?
  • Student receives feedback in the form of their performance on the test as a whole, as well as greater detail about their performance on specific course topics.

• How is my course completion reported?
  • Varies by state

• What does the course cover?
  • These tests include exam questions for either L&H or P&C (sold separately) that include both national core and state specific coursework from their core course preparation.

• What is unique about this course?
  • Exam Simulator is provided by Able Inc., a recognized leader in insurance pre-licensing preparation, and is sold separately, or as part of a package that includes the preparation course.

• End of Course Instructions Standard
  • Congratulations! You have successfully completed your continuing education course. Please complete the affidavit of course completion and fax or mail it to the address below. You may also now print your completion certificate online.
  • 360training (address info including fax 847-8634)
  • 360training will report your credit hours to the State Bureau of Insurance within 15 days.

• Reporting:
  • When will the grades be reported? Students receive immediate feedback about their exam performance.

• Is there a final exam at the end of the course?
  • This product is the exam.

• What is the passing grade?
  • 70%

• Does the final have multiple choice questions or true/false?
  • Multiple Choice

• How many questions does the final consist of?
  • 150

• Is the final test timed?
  • No

• Can you refer back to the course material while taking the quizzes and the final exam? (use pre core license test answer)
• How many times can we attempt to pass the final exam?

o   N/A

• How much time do we have from the date of registration to complete the course?

o   120 days

• The two questions below are just for Insurance Courses:

o   Is a proctor required while taking the final exam? N/A

o   Who qualifies to be a proctor? N/A

Flood Insurance

• Price of Course?

o   $15.00

• How long is the course?

o   3 hours

• Why do I need this course?

o    It is a CE requirement in many states for P&C, and meets FEMA guidelines.

• Who is the course accredited by?

o    Department of Insurance

• What are the benefits of this course?

o   In many states, it is required to maintain your property and casualty license.

• What do I get when I pass the course?

o   A certificate of completion.

• How is my course completion reported?

o   Varies by state.  You are able to print your own in some states, others require 360training to submit to the Department of Insurance.

• What does the course cover?

o   This course explains the essentials of flood insurance based on the standards set by the Federal Emergency Management Agency. It opens with the background and features of the National Flood Insurance Program, along with a discussion of who needs flood insurance. It then explains flood maps, zone determinations and available products and policies.
The general rules and rating process for flood insurance are discussed in detail , along with the claims handling process and the requirements of the Flood Insurance Reform Act of 2004. Last, agents learn about the flood resources available to them. This course provides helpful guidelines for agents who wish to sell flood policies.

• End of Course Instructions Standard

o   Congratulations!  You have successfully completed your continuing education course.  Please complete the affidavit of course completion and fax or mail it to the address below.  You may also now print your completion certificate online.

§  360training (address info including fax 847-8634)

§  360training will report your credit hours to the State Bureau of Insurance within 15 days.

• Reporting:

o   When will the grades be reported? 48 hours after completion

• Is there a final exam at the end of the course?

o   Yes

• What is the passing grade?

o    70

• Does the final have multiple choice questions or true/false?

o   Multiple Choice

• How many questions does the final consist of?

o   25

• Is the final test timed?

o   Yes

• Can you refer back to the course material while taking the quizzes and the final exam?

o    Yes

• How many times can we attempt to pass the final exam?

o   3

• How much time do we have from the date of registration to complete the course?

o   365 days

• The two questions below are just for Insurance Courses:

o   Is a proctor required while taking the final exam?  No

o   Who qualifies to be a proctor?

Insurance CE General Classroom Equivalent Packages

• Price of Course?

o   $39.95

• How long is the course?

o   These course hour packages vary by state, depending on the required number of hours.

• Why do I need this course?

o   To fulfill the state mandated continuing education requirement.

• Who is the course accredited by?

o   The individual state department of insurance.

• What are the benefits of this course?

o   These packages give insurance professionals selecting from dozens of state approved courses to fulfill their required CE. This is available for one very competitive price.

• What do I get when I pass the course?

o   Certificates of completion

• How is my course completion reported?

o   Varies by state.  Some states allow the ability to print the course.  If not allowed, 360training reports the completion within 48hrs.

• What does the course cover?

o   Depends on courses selected

• What is unique about this course?

o   Insurance Agents have unlimited access to dozens of courses all for one low price.

• End of Course Instructions? Standard

o   Congratulations!  You have successfully completed your continuing education course.  Please complete the affidavit of course completion and fax or mail it to the address below.  You may also now print your completion certificate online.

o   360training (address info including fax 847-8634)

o   360training will report your credit hours to the State Bureau of Insurance within 15 days.

• Reporting: When will the grades be reported?

o   48hrs

• Is there a final exam at the end of the course?

o   Yes

• What is the passing grade?

o   70%

• Does the final have multiple choice questions or true/false?

o   Multiple Choice

• How many questions does the final consist of?

o   Depends on courses selected.

• Is the final test timed?

o   Yes

• Can you refer back to the course material while taking the quizzes and the final exam?

o   Yes

• How many times can we attempt to pass the final exam?

o   3

• How much time do we have from the date of registration to complete the course?   365
• The two questions below are just for Insurance Courses:
• Is a proctor required while taking the final exam?

o   Varies by state

• Who qualifies to be a proctor?

o   Varies by state (information included prior to exam)

Life & Health Pre-Licensing

• Price of Course?

o   Varies by state.  Most are $161.90.

• How long is the course?

o   N/A

• Why do I need this course?

o   Prep for state exam.  Some states require pre-licensing courses to be completed prior to state exam where required.

• Who is the course accredited by?

o   State Department of Insurance

• What are the benefits of this course?

o   Preparation for state exam.

• What do I get when I pass the course?

o    Certificate of Completion.

• How is my course completion reported?

o   Varies by state.

• What does the course cover?

o    National and State specific curriculum geared for preparing for state exam.

• What is unique about this course?

o    Provides coursework as well as practice exams.

• End of Course Instructions Standard

o   Congratulations!  You have successfully completed your continuing education course.  Please complete the affidavit of course completion and fax or mail it to the address below.  You may also now print your completion certificate online.

o   360training (address info including fax 847-8634)

o   360training will report your credit hours to the State Bureau of Insurance within 15 days.

• Reporting: when will the grades be reported? 48 hours after completion
  Is there a final exam at the end of the course?  Yes

o   What is the passing grade?  70%

• Does the final have multiple choice questions or true/false?

o   Multiple Choice.

• How many questions does the final consist of?

o   150

• Is the final test timed?

o    Yes

• Can you refer back to the course material while taking the quizzes and the final exam?

o    Yes

• How many times can we attempt to pass the final exam?

o   3

• How much time do we have from the date of registration to complete the course?

o     120 days

• The two questions below are just for Insurance Courses:

o   Is a proctor required while taking the final exam?  No

o   Who qualifies to be a proctor?  N/A

Life Health Disability and Long Term Care

• Price of Course?

o   $35 stand-alone or $39.95 for packaged offerings

• How long is the course?

o   7 hours

• Why do I need this course?

o   Meets Life & Health CE requirements.

• Who is the course accredited by?

o    State Department of Insurance

• What are the benefits of this course?

o   This course provides a general overview, and provides preparation for state specific long term care offerings.

• What do I get when I pass the course?

o   Certificate of Completion

• How is my course completion reported?

o   Varies by state.

• What does the course cover?

o   This course provides an overview to the insurance students about four main types of insurance policies. The four policies Life, Health, Long Term Care and Disability Insurance are the most widely selling policies in the insurance industry.
This course contains some valuable information about the principles of life, health, disability and long term care insurance policies, some important related definitions, needs for the purchase of different kinds of insurance policies, application process for applying these kids of insurance, their after effects and different sub forms of these insurance policies.

• What is unique about this course?

o   Provides a general overview of Life and Health.

• End of Course Instructions Standard

o   Congratulations!  You have successfully completed your continuing education course.  Please complete the affidavit of course completion and fax or mail it to the address below.  You may also now print your completion certificate online.

o   360training (address info including fax 847-8634)

o   360training will report your credit hours to the State Bureau of Insurance within 15 days.

• Reporting: when will the grades be reported?

o   48 hours after completion

• Is there a final exam at the end of the course?

o   Yes

• What is the passing grade?

o   70

• Does the final have multiple choice questions or true/false?

o   Multiple Choice

• How many questions does the final consist of?

o   Varies by Package

• Is the final test timed?

o   Yes

• Can you refer back to the course material while taking the quizzes and the final exam?

o   Yes

• How many times can we attempt to pass the final exam?

o   3

• How much time do we have from the date of registration to complete the course?

o   365 days

• The two questions below are just for Insurance Courses:

o Is a proctor required while taking the final exam?  Varie

Life Settlements

• Price of Course?

o   $20.00 nationally

• How long is the course?

o   2 hours

• Why do I need this course?

o   Meets the Life and Health CE requirements.

• Who is the course accredited by?

o    Varies by state.

• What are the benefits of this course?

o   General overview of Life Settlements (verticals – life insurance policies)

• What do I get when I pass the course?

o    Certificate of completion

• How is my course completion reported?

o   Varies by state.

• What does the course cover?

o   This course covers a broad range of issues related to life insurance settlements so students learn ways to help clients through this sometimes complicated process. As the student completes this course, he or she should try to develop a broad picture of life insurance settlements and how they fit into the larger practice of life insurance.

• What is unique about this course?

o   Specific to Life Settlement brokerage.

• End of Course Instructions Standard

o   Congratulations!  You have successfully completed your continuing education course.  Please complete the affidavit of course completion and fax or mail it to the address below.  You may also now print your completion certificate online.

o   360training (address info including fax 847-8634)

o   360training will report your credit hours to the State Bureau of Insurance within 15 days.

• Reporting: when will the grades be reported?

o   48 hours after completion in states that require reporting for CE

• Is there a final exam at the end of the course?

o   Yes

• What is the passing grade?

o   70

• Does the final have multiple choice questions or true/false?

o    Multiple Choice

• How many questions does the final consist of?

o   150

• Is the final test timed?  Yes

• Can you refer back to the course material while taking the quizzes and the final exam?

o   Yes

• How many times can we attempt to pass the final exam?

o    3

• How much time do we have from the date of registration to complete the course?

o    120 days

• The two questions below are just for Insurance Courses:

o   Is a proctor required while taking the final exam?  No

o   Who qualifies to be a proctor?  n/a

Property & Casualty Pre-licensing

• Price of Course?

o   Varies by state.  Most are $161.90.

• How long is the course?

o   N/A

• Why do I need this course?

o    Prep for state exam.  Some states require pre-licensing courses to be completed prior to state exam where required.

• Who is the course accredited by?

o   State Department of Insurance

• What are the benefits of this course?

o   Preparation for state exam.

• What do I get when I pass the course?

o   Certificate of Completion.

• How is my course completion reported?

o   Varies by state.

• What does the course cover?

o   National and State specific curriculum geared for preparing for state exam.

• What is unique about this course?

o   Provides coursework as well as practice exams.

• End of Course Instructions Standard

o   Congratulations!  You have successfully completed your continuing education course.  Please complete the affidavit of course completion and fax or mail it to the address below.  You may also now print your completion certificate online.

o   360training (address info including fax 847-8634)

o   360training will report your credit hours to the State Bureau of Insurance within 15 days.

• Reporting: when will the grades be reported?

o   48 hours after completion

• Is there a final exam at the end of the course?  Yes
• What is the passing grade?  70%
• Does the final have multiple choice questions or true/false?  Multiple Choice.
• How many questions does the final consist of?  150
• Is the final test timed?  Yes
• Can you refer back to the course material while taking the quizzes and the final exam?  Yes
• How many times can we attempt to pass the final exam?  3

• How much time do we have from the date of registration to complete the course?

o    120 days

• The two questions below are just for Insurance Courses:

o   Is a proctor required while taking the final exam?  No

o   Who qualifies to be a proctor?  N/A

Adjusters Rule Reciprocity

Alabama

• Requires Adjuster License? Yes. The Alabama license is good for one year. No exam is required to successfully apply. No CE credits are required to maintain license.
• Reciprocal with Texas License? Yes.
• Are there any restrictions? Alabama does not require you to hold a license in your state of residence in order to enjoy the benefits of reciprocity through Texas.
• Alabama Department of Insurance
  • Phone – (334) 269-3550
  • Fax – (334) 241-4192

Alaska

• Requires Adjuster License? Yes. The Alaska license is good for two years. Exam required. 24 CE credits are required every 2 years to maintain license.
• Reciprocal with Texas License? Yes.
• Are there any restrictions? Alaska only grants reciprocity to those holding a Texas resident license.
• Alaska Division of Insurance
  • Phone – (907) 269-7900
  • Fax – (907) 269-7910

Arizona

• Requires Adjuster License? Yes. Arizona issues a four year Property and Casualty license. Exam required. No CE credits are required to maintain license.
• Reciprocal with Texas License? No. This license is not reciprocal with any other state’s license.
• Arizona Department of Insurance
  • Phone – (877) 660-0964
  • Fax – (602) 912-8453

Arkansas

• Requires Adjuster License? Yes. The Arkansas license is good for one year. No CE credits are required to maintain license.
• Reciprocal with Texas License? Yes.
• Are there any restrictions? Arkansas only grants reciprocity to those holding a Texas resident license.
• Arkansas Insurance Department
  • Phone – (800) 282-9134
  • Fax – (501) 371-2618

California

• Requires Adjuster License? Yes.
• Reciprocal with Texas License? No.
• California Department of Insurance
  • Phone – (916) 322-3555
  • Fax – (916) 445-5280

Colorado

• Requires Adjuster License? No.
• Colorado Division of Insurance
  • Phone – (800) 930-3745
  • Fax – (303) 894-7455

Connecticut

• Requires Adjuster License? Yes. The Connecticut license expires on the thirtieth of June, every other year and is renewable by application. Exam required.
• Reciprocal with Texas License? Yes.
• Are there any restrictions? Connecticut does not require you to hold a license in your state of residence in order to enjoy the benefits of reciprocity through Texas.
• Connecticut Insurance Department
  • Phone – (860) 297-3800
  • Fax – (860) 566-7410

Delaware

• Requires Adjuster License? Yes. The Delaware license expires every other year. Exam required. 15 CE hours are required every 2 years for residents, however, no CE credits are required for non-residents to maintain their license.
• Reciprocal with Texas License? Yes.
• Are there any restrictions? Delaware does not require you to hold a license in your state of residence in order to enjoy the benefits of reciprocity through Texas.
• Delaware Insurance Commissioner
  • Phone – (302) 739-4251
  • Fax – (302) 739-5280

District of Columbia

• Requires Adjuster License? No
• District of Columbia Department of Insurance, Securities and Banking
  • Phone – (202) 727-8000
  • Fax – (202) 535-1196

Florida

• Requires Adjuster License? Yes. The Florida license is good for two years. Exam required.
• Reciprocal with Texas License? Yes.
• Are there any restrictions? You must hold a resident license from your state of residence, provided your state has adjuster licensing requirements. Residents of states without licensing requirements who hold a Texas non-resident license enjoy reciprocity with Florida.
• Florida Office of Insurance Regulation
  • Phone – (850) 413-3140
  • Fax – (850) 488-3334

Georgia

• Requires Adjuster License? Yes. The Georgia license is good for one year. 40 hour course and exam required. 15 hours of CE are required every year to maintain license.
• Reciprocal with Texas License? Yes.
• Are there any restrictions? Residents of states with no licensing requirements cannot gain the Georgia license reciprocally through Texas.
• Georgia Insurance and Safety Fire Commissioner
  • Phone – (404) 656-2070
  • Fax – (404) 651-8719

Hawai’i

• Requires Adjuster License? Yes. The Hawai’i license is good for two years. Exam required. No CE credits are required to maintain license.
• Reciprocal with Texas License? No.
• Hawai’i Insurance Division
  • Phone – (808) 586-27900
  • Fax – (808) 586-2806

Idaho

• Requires Adjuster License? Yes. The Idaho license is is good for two years. Exam required. CE credits are required for residents only.
• Reciprocal with Texas License? Yes.
• Are there any restrictions? Idaho only grants reciprocity to those holding a Texas resident license.
• Idaho Department of Insurance
  • Phone – (208) 334-4250
  • Fax – (208) 334-4398

Illinois

• Requires Adjuster License? No.
• Illinois Division of Insurance
  • Phone – (217) 782-4515
  • Fax – ( 217) 782-5020

Indiana

• Requires Adjuster License? No.
• Indiana Department of Insurance
  • Phone – (317) 232-5265
  • Fax – (317) 232-5251

Iowa

• Requires Adjuster License? No.
• Iowa Insurance Division
  • Phone – (515) 281-7757
  • Fax – (515) 281-3059

Kansas

• Requires Adjuster License? No.
• Kansas Department of Insurance
  • Phone – (785) 296-3071
  • Fax – (785) 296-2283

Kentucky

• Requires Adjuster License? Yes. The Kentucky license is good for one year. Exam required. No CE credits are required to maintain license.
• Reciprocal with Texas License? Yes.
• Are there any restrictions? Kentucky does not require you to hold a license in your state of residence in order to enjoy the benefits of reciprocity through Texas.
• Kentucky Office of Insurance
  • Phone – (800) 595-6053
  • Fax – (502) 564-6030

Louisiana

• Requires Adjuster License? No.
• Louisiana Department of Insurance
  • Phone – (800) 259-5300
  • Fax – (225) 342-8622

Maine

• Requires Adjuster License? Yes. The Maine license is good for two years. Exam required. No CE credits are required to maintain license.
• Reciprocal with Texas License? Yes.
• Are there any exceptions? Maine does not require you to hold a license in your state of residence in order to enjoy the benefits of reciprocity through Texas.
• Maine Bureau of Insurance
  • Phone – (207) 624-8475
  • Fax – (207) 624-8599

Maryland

• Requires Adjuster License? No.
• Maryland Insurance Administration
  • Phone – (410) 468-2090
  • Fax – (410) 468-2306

Massachusetts

• Requires Adjuster License? Yes. The Massachusetts license is good for three years. Exam and two years experience required. 15 hours of CE are required every three years to maintain this license.
• Reciprocal with Texas License? No.
• Massachusetts Division of Insurance
  • Phone – (617) 521-7794
  • Fax – (617) 521-7772

Michigan

• Requires Adjuster License? Yes. Exam required. The Michigan license is perpetual, provided a yearly invoice is paid. No CE credits are required to maintain license.
• Reciprocal with Texas License? Yes.
• Are there any restrictions? You must have passed your Texas Exam within 90 days, or you will be required to take the Michigan exam. Michigan does not require you to hold a license in your state of residence in order to enjoy the benefits of reciprocity through Texas.
• Michigan Office of Financial and Insurance Services
  • Phone – (517) 373-0234
  • Fax – (517) 335-3157

Minnesota

• Requires Adjuster License? Yes. Exam required.
• Reciprocal with Texas License? Yes.
• Are there any restrictions? Minnesota does not require you to hold a license in your state of residence in order to enjoy the benefits of reciprocity through Texas.
• Minnesota Department Of Commerce
  • Phone – (651) 296-6319
  • Fax – (651) 296-4328

Mississippi

• Requires Adjuster License? Yes. The Mississippi license is good for one year. Exam required. 12 hours of CE are required every year to maintain this license.
• Reciprocal with Texas License? Yes.
• Are there any restrictions? You must hold a resident license somewhere in order to enjoy reciprocity through your Texas license in Mississippi.
• Mississippi Insurance Department
  • Phone – (601) 956-0049
  • Fax – (601) 359-2474

Missouri

• Requires Adjuster License? No.
• Missouri Department of Insurance
  • Phone – (573) 751-4126
  • Fax – (573) 526-3416

Montana

• Requires Adjuster License? Yes. The Montana license is good for two years. Exam required. 24 hours of CE are required every two years to maintain this license.
• Reciprocal with Texas License? Yes.
• Are there any restrictions? You must take portion of the state test, covering law in Montana, to gain your license reciprocally. Montana does not require you to hold a license in your state of residence in order to enjoy the benefits of reciprocity through Texas, though you may be required to obtain a letter of certification from the state in which you were previously adjusting.
• Montana State Auditor’s Office
  • Phone – (406) 444-2040
  • Fax – (406) 444-3497

Nebraska

• Requires Adjuster License? No.
• Nebraska Department of Insurance
  • Phone – (402) 471-2201
  • Fax – (402) 471-4610

Nevada

• Requires Adjuster License? Yes. Exam required.
• Reciprocal with Texas License? No. Nevada does not license residents of other states.
• Nevada Insurance Division
  • Phone – (702) 486 – 4009
  • Fax – (702) 486-4007

New Hampshire

• Requires Adjuster License? Yes.The New Hampshire license is good for two years. Exam required. 20 hours of CE are required to maintain this license.
• Reciprocal with Texas License? Yes.
• Are there any restrictions? You must hold a resident license from your state of residence, provided your state has adjuster licensing requirements. Residents of states without licensing requirements who hold a Texas non-resident license enjoy reciprocity with New Hampshire.
• New Hampshire Insurance Department
  • Phone – (603) 271-2216
  • Fax – (603) 271-1406

New Jersey

• Requires Adjuster License? No.
• New Jersey Department of Banking and Insurance
  • Phone – (609) 292-5360
  • Fax – (609) 984-5263

New Mexico

• Requires Adjuster License? Yes. The New Mexico license is good for one year. Exam required. 15 hours of CE per year, 1 hour of which must be in ethics, are required to maintain this license.
• Reciprocal with Texas License? Yes.
• Are there any restrictions? If the state in which you hold a resident license requires CE, then those CE hours are sufficient to satisfy New Mexico’s requirements. If the state in which you hold a resident license has no CE requirements, then you must comply with New Mexico’s requirement of 15 hours per year.
• New Mexico Public Regulation Commission Insurance Division
  • Phone – (505) 827-4637
  • Fax – (505) 476-0326

New York

• Requires Adjuster License? Yes. The New York license is good for two years. Exam required. No CE credits are required to maintain license.
• Reciprocal with Texas License? No. The New York license is not reciprocal with any other state.
• New York State Insurance Department
  • Phone – (518) 474-6630
  • Fax – (518) 473-6814

North Carolina

• Requires Adjuster License? Yes. The North Carolina license is perpetual provided the CE requirements are met. Exam required. 12 hours of CE are required every year to maintain this license.
• Reciprocal with Texas License? Yes.
• Are there any restrictions? North Carolina does not require you to hold a license in your state of residence in order to enjoy the benefits of reciprocity through Texas.
• North Carolina Department of Insurance
  • Phone – (919) 807-6800
  • Fax – (919) 733-6495

North Dakota

• Requires Adjuster License? No.
• North Dakota Insurance Department
  • Phone – (701) 328-2440
  • Fax – (701) 328-4880

Ohio

• Requires Adjuster License? No.
• Ohio Department of Insurance
  • Phone – (614) 644-2665
  • Fax – (614) 644-3743

Oklahoma

• Requires Adjuster License? Yes. Exam required. 12 hours of CE are required to maintain this license.
• Reciprocal with Texas License? Yes.
• Are there any restrictions? You must hold a resident license from your state of residence, provided your state has adjuster licensing requirements. Residents of states without licensing requirements who hold a Texas non-resident license enjoy reciprocity with Oklahoma.
• Oklahoma Insurance Department
  • Phone – (405) 521-3916
  • Fax – (405) 522-3642

Oregon

• Requires Adjuster License? Yes. The Oregon license is good for two years. Exam required. No CE credits are required to maintain license.
• Reciprocal with Texas License? Yes
• Are there any restrictions?
• Oregon Department of Consumer and Business Services
  • Phone – (503) 947-7980
  • Fax – (503) 378-4351

Pennsylvania

• Requires Adjuster License? No.
• Pennsylvania Insurance Department
  • Phone – (717) 787-2317
  • Fax – (717) 772-1969

Rhode Island

• Requires Adjuster License? Yes. The Rhode Island resident license is good for one year, while the non-resident license is good for two years. Exam required. No CE credits are required to maintain license.
• Reciprocal with Texas License? Yes.
• Are there any restrictions? Rhode Island only grants reciprocity to those holding a Texas resident license.
• Rhode Island Department of Business Regulation
  • Phone – (401) 222-2223
  • Fax – (401) 751-4887

South Carolina

• Requires Adjuster License? Yes. Exam required. No CE credits are required to maintain license.
• Reciprocal with Texas License? Yes.
• Are there any restrictions? You must hold a resident license from your state of residence, provided your state has adjuster licensing requirements. Residents of states without licensing requirements who hold a Texas non-resident license enjoy reciprocity with South Carolina.
• South Carolina Department of Insurance
  • Phone – (803) 737 -6095
  • Fax – (803) 737-6232

South Dakota

• Requires Adjuster License? No.
• South Dakota Division of Insurance
  • Phone – (605) 773-3563
  • Fax – (605) 773-5369

Tennessee

• Requires Adjuster License? No.
• Tennessee Department of Commerce and Insurance
  • Phone – (615) 741-2693
  • Fax – (615) 532-6934

Texas

• Requires Adjuster License? Yes. The Texas license is good for two years. A state issued exam or the completion of a Certified Texas pre-licensing course such as the one offered by All Lines Training is required.
• Texas Department of Insurance
  • Phone – (512) 463-6464
  • Fax – (512) 475-2005

Utah

• Requires Adjuster License? Yes. The Utah license is good for two years. Exam required. 12 CE hours, 3 of which must be in ethics, are required every two years to maintain a resident license, no CE credits are required to maintain a non-resident license.
• Reciprocal with Texas License? Yes.
• Are there any restrictions? Utah does not require you to hold a license in your state of residence in order to enjoy the benefits of reciprocity through Texas.
• Utah Insurance Department
  • Phone – (801) 538-3140
  • Fax – (801) 538-3829

Vermont

• Requires Adjuster License? Yes. The Vermont license is good for two years. Exam required. No CE credits are required to maintain license.
• Reciprocal with Texas License? Yes.
• Are there any restrictions? Vermont does not require you to hold a license in your state of residence in order to enjoy the benefits of reciprocity through Texas.
• Vermont Department of Banking, Insurance, Securities, and Health Care Adminitration
  • Phone – (802) 828-3303
  • Fax – (802) 828-3306

Virginia

• Requires Adjuster License? No.
• Virginia Bureau of Insurance
  • Phone – (804) 371-9631
  • Fax – (804) 371-9873

Washington

• Requires Adjuster License? Yes. The Washington license is good for two years. 24 CE hours, 3 of which must be in ethics, are required every two years to maintain a resident license, no CE credits are required to maintain a non-resident license.
• Reciprocal with Texas License? Yes.
• Are there any restrictions? You must hold a resident license somewhere in order to enjoy reciprocity through your Texas license in Washington.
• Washinton State Office of the Insurance Commissioner
  • Phone – (360) 725-7144
  • Fax – (360) 586-3535

West Virginia

• Requires Adjuster License? Yes. The West Virginia license is good for one year. Exam required. No CE credits are required to maintain license.
• Reciprocal with Texas License? Yes.
• Are there any restrictions? You must hold a resident license somewhere in order to enjoy reciprocity in West Virginia.
• West Virginia Offices of the Insurance Commissioner
  • Phone – (304) 558-0610
  • Fax – (304) 558-4966

Wisconsin

• Requires Adjuster License? No.
• Wisconsin Office of the Commissioner of Insurance
  • Phone – (608) 266-3585
  • Fax – (608) 266-9935

Wyoming

• Requires Adjuster License? Yes. The Wyoming license is good for two years. Exam required. 24 CE hours, 3 of which must be in ethics, are required every two years to maintain a resident license, no CE credits are required to maintain a non-resident license, if you provide a letter of certification.
• Reciprocal with Texas License? Yes.
• Are there any restrictions? You must hold a resident license somewhere in order to enjoy reciprocity in Wyoming.
• Wyoming Insurance Department
  • Phone – (307) 777-7401
  • Fax – (307) 777-5895